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Workers’ Comp

Injured at Work? Start Here.

A workplace injury can affect your health, your income, your family, and your future. For more than 93 years, The Disability Guys have helped injured workers understand their rights, protect their benefits, and move forward with confidence — whether you were hurt in a single accident or your condition developed over time.

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A construction worker wearing a hard hat and safety vest on a job site

New York workers’ comp isn’t charity. It’s the law.

Know Your Rights

You may have more rights than you realize

Many injured workers believe their injury isn’t serious enough, that a pre-existing condition disqualifies them, that a denied claim is the end of the road, or that they waited too long to take action. In most cases, none of that is true. Every situation is different, but you should never assume you don’t have a claim without first understanding your rights.

Workers’ Compensation benefits may help cover medical treatment, lost wages, permanent disability benefits, rehabilitation services, and death benefits for surviving family members. Understanding what benefits may be available is often the first step toward protecting your health, your income, and your future.

For more than 93 years, injured workers have trusted The Disability Guys during some of the most difficult periods of their lives. We understand that workplace injuries are not just legal issues — they can affect your health, your family, your finances, and your future. That’s why we focus on helping our clients understand their rights, protect their benefits, and move forward with confidence.

After a Workplace Injury

What to do if you got hurt at work

The first 30 days matter most. Five steps that protect your claim — and your benefits.

Call 866-205-2415
1

Tell your employer in writing — within 30 days

New York law says you must report your injury to your employer within 30 days. A text or email is fine, but get it in writing. Say what happened, where, and when — and save a copy.

2

Get care from a Board-authorized provider

Tell the doctor’s office it’s a workers’ comp visit. The first doctor’s report (Form C-4) is the foundation of your entire case — see a doctor who handles WC patients regularly.

3

File a Form C-3 with the Workers’ Compensation Board

This is the form that actually opens your case with the State. You have two years to file, but waiting weakens your case. We file this for you, correctly, at no charge.

4

Don’t talk to the insurance adjuster without a lawyer

The adjuster works for the company, not for you. Anything you say — even “I feel a little better” — can be used to deny or reduce your benefits. Let us talk to them.

5

Call us. The consultation is free.

We tell you what your case is worth, what to expect, and whether you need an attorney at all. If it’s straightforward, we’ll say so. If it’s not, we’ll explain why — and what we’d do about it.

Common Questions

Questions we hear every day

Straight answers to the questions injured workers ask us most.

How is my Average Weekly Wage (AWW) calculated for workers’ comp in New York?

Your AWW is based on your gross wages during the 52 weeks before your injury, divided by 52. Under NY Workers’ Comp Law §14, your weekly benefit equals two-thirds of your AWW, up to the state maximum. Overtime and certain bonuses count toward your AWW.

What is a Section 32 settlement in New York workers’ comp?

A Section 32 settlement is a lump-sum deal that closes your workers’ comp case permanently. Under NY Workers’ Comp Law §32, you trade future weekly benefits and medical coverage for a one-time payment. Once the WCB approves it, the agreement is final and cannot be reopened.

What is the C-4.3 form and why does it matter for my workers’ comp case?

The C-4.3 is the WCB form your doctor files to report your degree of disability and work restrictions. It directly controls your weekly benefit rate. If your doctor files it late or fills it out incorrectly, your checks can stop.

Can I switch doctors during my New York workers’ comp case?

Yes, but with limits. Under NY Workers’ Comp Law §13-b, you may change your treating doctor once without Board permission. After that first change, you need WCB authorization, and any new doctor must be authorized by the WCB.

What happens at an Independent Medical Examination (IME) for workers’ comp?

An IME is a medical exam paid for by the insurance company. The doctor evaluates your injury and files a report that can be used to cut or stop your benefits. You are required to attend, but you have rights.

Can I be fired for filing a workers’ compensation claim in New York?

No. NY Workers’ Comp Law §120 makes it illegal for an employer to fire, discriminate against, or penalize any worker for filing a workers’ comp claim. Violations can result in penalties and additional compensation to the injured worker.

What does permanent partial disability mean in a New York workers’ comp case?

Permanent partial disability (PPD) means your injury has permanently reduced — but not eliminated — your ability to work. Under NY Workers’ Comp Law §15, your weekly benefit and the number of weeks you receive it depend on your loss of wage-earning capacity percentage.

How long do workers’ comp benefits last in New York?

It depends on your disability classification. Temporary total disability benefits can last up to 7 years total. Permanent partial disability benefits run from 225 to 525 weeks. Permanent total disability benefits continue until age 65, then are reduced.

Who pays my medical bills in a New York workers’ comp case?

The workers’ comp insurance carrier pays all medical bills for treatment of your accepted work injury. You pay nothing out of pocket — no co-pays, no deductibles, no balance billing — for treatment from WCB-authorized providers.

Browse all workers’ comp FAQs

Estimate Your Benefit

How much could your weekly workers’ comp benefit be?

New York calculates your weekly check as two-thirds of your average weekly wage (AWW), capped at the state maximum — $1,281.50 per week for recent claims, adjusted annually. This illustrative example is not a calculation of your case; your actual benefit depends on your wage history, disability classification, and the specific facts of your claim.

Benefit Estimator
$1,200
75%
Estimated weekly benefit
$600/week

About $31,200 a year.

Schedule a Free Case Review
Case Results

Real cases. Real results.

Three recent workers’ compensation outcomes — case context and result. No client identifying information.

Schedule Loss of Use Award
Knee injury — 35% SLU award

Warehouse worker injured a knee in a slip-and-fall on a loading dock. We established the average weekly wage and secured a 35% schedule loss of use rating, with all medical treatment kept open through recovery.

Denied Claim Reversed
Carrier denial overturned at first hearing

Insurance carrier argued the injury wasn’t work-related and filed a denial. We produced the accident report and the treating doctor’s causal opinion, and the Workers’ Compensation Law Judge established the claim at the first hearing.

Section 32 Settlement
Back injury — lump sum negotiated above initial offer, medical left open

Carrier opened with a low lump-sum offer to close the case entirely. We calculated the client’s case value using the statutory SLU math, negotiated a higher settlement, and preserved the client’s right to future authorized medical treatment.

Prior results do not guarantee a similar outcome. Each case is evaluated on its own facts. The case outcomes shown are representative examples; details have been altered or generalized to protect client confidentiality.

Reviewed by Brian M. Mittman, Esq.
Managing Partner · Markhoff & Mittman, P.C. · Admitted in New York

Brian Mittman has personally handled New York workers’ compensation, SSDI, LTD, and personal injury cases for over three decades.

Last reviewed: July 29, 2026
Your Legal Team

The attorneys who work your case

Not a call centre. The lawyer who signs you is the lawyer who shows up.

  • Brian M. Mittman, Esq.

    Brian M. Mittman, Esq.

    Managing Partner · Markhoff & Mittman, P.C.

    Call 866-205-2415 Schedule with Brian
    • Admitted in New York
    • 30+ years in practice
    • Attends Board hearings personally

    Brian has personally handled New York workers' compensation, SSDI, and personal-injury cases for over three decades. Your case is never handed off to a paralegal.

    Full bio & credentials →

  • Randy Jacobs, Esq.

    Randy Jacobs, Esq.

    Attorney · Markhoff & Mittman, P.C.

    Call 866-205-2415 Schedule with Randy
    • Admitted in New York and New Jersey
    • Pace University School of Law, J.D.
    • Litigates before the Workers' Compensation Board

    Randy has litigated every type of claim before the Workers' Compensation Board on behalf of hundreds of claimants.

    Full bio & credentials →

  • Benai Lifshitz, Esq.

    Benai Lifshitz, Esq.

    Attorney · Markhoff & Mittman, P.C.

    Call 866-205-2415 Schedule with Benai
    • Admitted in New York, 2008
    • New York Law School, J.D. 2007
    • With The Disability Guys since 2013

    Benai has spent more than a decade fighting for injured workers before the Workers' Compensation Board and the New York State Employees' Retirement Board.

    Full bio & credentials →

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