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Workers’ Compensation FAQs

The C-4.3 form controls your permanency award. One form. Enormous consequences.

Quick Answer

When your treating doctor declares you have reached maximum medical improvement, they must file a Form C-4.3 — the permanency medical report. That form assigns a schedule loss of use percentage to your injured body part. The percentage drives every calculation that follows: your SLU award, your Section 32 settlement value, and whether your case is worth fighting or settling.

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C-4.3 Explained

Your doctor files one form at the end. Make sure it is right.

The C-4.3 is the Workers’ Compensation Board’s permanency medical report form. Your authorized treating doctor completes it at maximum medical improvement (MMI) — the point at which further treatment is unlikely to improve your condition. The form asks the doctor to state the affected body part, the diagnosis, and most critically, the schedule loss of use percentage — the fraction of normal function that has been permanently lost due to the work injury.

The SLU percentage on the C-4.3 is then multiplied against the statutory week value for that body part under § 15(3) of the WC Law — for example, 312 weeks for the arm, 288 weeks for the leg, 160 weeks for the knee, 205 weeks for the foot, 244 weeks for the hand — and multiplied again by your established weekly benefit rate. A one-percentage-point change in the SLU rating on a leg case at $800 per week is worth $2,304. Accuracy is not academic.

The insurance carrier sends their own doctor — the IME physician — to file a competing permanency report after your C-4.3 is submitted. The carrier’s IME doctor almost always rates lower. The Workers’ Compensation Law Judge weighs both reports and sets the final SLU percentage. Factors that strengthen your doctor’s C-4.3 include objective imaging (MRI, X-ray), range-of-motion measurements taken by a physical therapist, and a functional capacity evaluation (FCE) that documents what you can and cannot do.

How We Handle It

How we handle these cases

1

We prepare your doctor for the C-4.3

Before your treating doctor files the permanency report, we review the medical record with them, identify all affected body parts and diagnoses that should be rated, and ensure the SLU percentages are supported by objective findings already in the chart.

2

We order supporting objective testing

Range-of-motion studies, functional capacity evaluations, and updated MRI or X-ray imaging strengthen your doctor’s C-4.3 against a competing IME report. We request this testing before MMI is declared whenever the clinical picture supports it.

3

We review the filed C-4.3 immediately

When the C-4.3 is filed, we review every rated body part, every SLU percentage, and every diagnosis code against the medical record. Errors and omissions can be corrected before the carrier’s IME locks in a competing number.

4

We prepare for the IME rebuttal

The carrier will schedule their own permanency IME within weeks of your C-4.3 filing. We prepare you for that exam and line up the treating doctor’s rebuttal testimony for the Workers’ Compensation Law Judge hearing.

5

We argue the C-4.3 at the permanency hearing

We present your treating doctor’s C-4.3, the supporting objective testing, and cross-examine the carrier’s IME doctor on inconsistencies between their permanency rating and the clinical findings in your medical record.

Case Results

Real cases. Real results.

Three recent Workers’ Compensation outcomes — case context and result. No client identifying information.

C-4.3 Rating Preserved
Treating doctor’s 52% shoulder SLU rating adopted over IME’s 18%

Carrier’s IME rated the shoulder at 18% SLU. We presented the treating surgeon’s C-4.3, post-surgical MRI, and range-of-motion measurements. WCLJ adopted the 52% rating, a difference of $57,000 in the final award.

Missed Body Part Added
Cervical spine added to C-4.3 after our review

Treating doctor’s initial C-4.3 rated only the lumbar spine. Our review caught that cervical injuries were documented in the chart. We requested an amended C-4.3 adding a 30% cervical SLU — $41,000 in additional benefit.

SLU Award
Hand SLU — 45% loss of use at AWW of $920

Factory worker lost partial function in the dominant hand. Treating doctor’s C-4.3 rated 45% SLU. We defended the rating at the permanency hearing against a 20% IME opinion. WCLJ awarded 45%: 109.8 weeks x $613 = $67,320.

Prior results do not guarantee a similar outcome. Each case is evaluated on its own facts. The case outcomes shown are representative examples; details have been altered or generalized to protect client confidentiality.

Reviewed by Brian M. Mittman, Esq.
Managing Partner · Markhoff & Mittman, P.C. · Admitted in New York

Brian Mittman has personally handled New York workers’ compensation, SSDI, LTD, and personal injury cases for over three decades.

Last reviewed: May 14, 2026
Your Legal Team

The attorneys who work your case

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  • Brian M. Mittman, Esq.

    Brian M. Mittman, Esq.

    Managing Partner · Markhoff & Mittman, P.C.

    Call 866-205-2415 Schedule with Brian
    • Admitted in New York
    • 30+ years in practice
    • Attends Board hearings personally

    Brian has personally handled New York workers' compensation, SSDI, and personal-injury cases for over three decades. Your case is never handed off to a paralegal.

    Full bio & credentials →

  • Randy Jacobs, Esq.

    Randy Jacobs, Esq.

    Attorney · Markhoff & Mittman, P.C.

    Call 866-205-2415 Schedule with Randy
    • Admitted in New York and New Jersey
    • Pace University School of Law, J.D.
    • Litigates before the Workers' Compensation Board

    Randy has litigated every type of claim before the Workers' Compensation Board on behalf of hundreds of claimants.

    Full bio & credentials →

  • Benai Lifshitz, Esq.

    Benai Lifshitz, Esq.

    Attorney · Markhoff & Mittman, P.C.

    Call 866-205-2415 Schedule with Benai
    • Admitted in New York, 2008
    • New York Law School, J.D. 2007
    • With The Disability Guys since 2013

    Benai has spent more than a decade fighting for injured workers before the Workers' Compensation Board and the New York State Employees' Retirement Board.

    Full bio & credentials →

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