Did you know that as many as 85% of initial applications for Social Security Disability Insurance Benefits (SSDI) get denied? You can improve your chances of winning your SSD claim with a few simple tips.
Applying for Social Security Disability (SSD) benefits can feel overwhelming. The application process requires filling out complex forms, providing documentation, and then waiting months to find out if you’ve been approved or denied. Making even a single error during the application process could potentially result in being denied, leaving you without the financial support you need. These 10 essential tips can improve your odds of success:
Tip #1 – Familiarize Yourself with Your Benefits
First, it’s important to understand the two main types of SSD benefits: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). SSDI is tailored for adults who have worked but have become disabled and are no longer able to continue working. On the other hand, SSI aids disabled adults and children with limited income and resources. Both are based on your disabilities but have very different outcomes. You can review your eligibility by creating an account at SSA.Gov and looking at your Earnings Record.
Tip #2 – Start the Application Process Right Away
Don’t put off the application process. Avoiding the process or putting it off won’t make it any easier. And delaying your application can prolong the wait for your first payment. While retroactive benefits may be available from the time you become disabled and unable to work, the processing of your application will still require some time, and in some situations, waiting too long can mean you lose benefits because of your delay.
Tip #3 – Gather Essential Documents
When completing the Adult Disability Report and your SSD application, you’ll need to provide detailed information about your medical history, including the names of your doctors, medication history, employment, and education background, as well as personal details. Having these records readily available can make the application process easier and reduce the risk of errors. In today’s world, access to electronic medical records makes it a lot easier and cheaper to get the medical reports you need to be successful.
Tip #4 – Seek a Second Set of Eyes
It’s easy to make a mistake when filling out complicated forms, so don’t be afraid to ask for help. Have another adult, such as a family member or disability attorney, assist you in preparing and reviewing your application. A fresh set of eyes can catch any potential mistakes or omissions that might otherwise delay or jeopardize your claim. An attorney can certainly help in making sure your forms are filled out properly..
Tip #5 – Be Truthful About Your Disability
Avoid embellishing or exaggerating information regarding the severity of your condition and impairment in your application. Keep your answers honest, concise, and consistent. The Disability Determination Services (DDS – which makes the decision for SSA in the early stages of a claim) may investigate your claim through independent consultative examinations, and any falsification could lead to a denial, even if your claim was initially valid. Also, do not assume people will think you are disabled just because your doctor says you are disabled.
Tip #6 – Respond Promptly to DDS Requests
Expect communication from the DDS and the SSA, which may include requests for additional information, clarifications, or appointment scheduling. Always respond promptly, as missing deadlines can delay or jeopardize your application.
Tip #7 – Attend All Exams and Hearings
When the DDS schedules a consultative examination or hearing, attendance is crucial. If unforeseen circumstances prevent you from making a scheduled event, promptly contact the DDS to reschedule. Missing an appointment can cause delays or denials. But remember, the doctor you see is NOT your doctor and is paid to do hundreds of these quick exams every week!
Tip #8 – Be Patient
The Social Security Administration (SSA) handles a large volume of disability benefit applications annually. In fact, there are well over 2 million applications a year! The time it takes to decide your claim can vary significantly based on its complexity and the supporting documentation provided. Be prepared for a wait that can range from a few weeks to over a year.
Tip #9 – Stay Proactive
While disability benefit claims may take several months to process, it’s important not to simply wait around doing nothing. If you haven’t received an update on your claim in over a month, consider contacting the SSA to inquire about your application’s status. Keep seeing your doctors and if you try to work keep a record of how that went!
Tip #10 – Consider Hiring a Social Security Disability Attorney
Applicants who work with a lawyer are three times more likely to win their case. For residents of New York , New Jersey, Pennsylvania, Connecticut and elsewhere, Markhoff & Mittman, PC The Disability Guys® focus on helping individuals secure the SSD benefits they deserve. If you need assistance filing your claim or initiating an appeal, don’t hesitate to call us to schedule a free consultation at 877-958-8737. We are committed to supporting you throughout the SSD application process, ensuring you have the best chance of a successful outcome.