It's inevitable that some people will get hurt while performing job related duties, just like sometimes children get hurt while playing on the playground. If you are hurt on the job you might be thinking that you can sue your employer for their negligence in your injuries. You may believe you have a chance to be fully compensated for lost wages, medical bills, and any other expenses that you incur because of your injury. However, this is generally not the case.
Most employers have workers compensation insurance. This means that there is a limit on what you will be paid as an injured worker. Workers compensation helps employers be able to afford to pay their injured employees without the risk of being sued and being bankrupt by an outrageous settlement. It's in place as the exclusive remedy, hence the name, for solving claims to work related injuries without declaring fault or proving negligence.
Having workers compensation in place though, doesn't mean that it's just easy to get if you get injured. Employers don't want to have to pay out lots of workers comp claims and risk having their premiums go up. They have lawyers on their side reviewing and disputing claims. There are many steps you have to go through to file a proper workers compensation claim and missing a step can mean denial of your claim and not knowing what you should really be owed can mean getting paid less then you deserve.
It doesn't seem right to have to jump through so many hoops to be compensated for your job related injury, but that's how the system works. Having the assistance of a qualified workers compensation attorney can help you get the money you deserve in a timely manner.
Should you find yourself in this position or needing the advice of a lawyer regarding your workers compensation claim please contact Markhoff & Mittman at 888-799-3918 toll free or use our online contact form.