With so many issues often surrounding workers’ compensation claims, many workers find the entire process confusing. It is not uncommon for workers, especially lower wage earners to avoid filing a claim despite having a legitimate reason to do so. Failure to take advantage of the benefits to which you are entitled may result in lasting medical problems and high out-of-pocket expenses.
There are many reasons why an injured worker might choose to side-step the workers’ compensation process. Usually it is a lack of education regarding the benefits available or misunderstanding of how the workers’ compensation system operates. In addition, many laborers might fear retribution from their employer if they file a claim. Although it is illegal to fire a person just because they’ve filed a workers’ compensation claim, employers often find other reasons to justify the discharge.
Employees must understand their rights and learn how to take advantage of the benefits to which they are entitled. Workers’ compensation insurance is provided to make it possible for injured workers to receive help paying medical expenses and even lost wages. These benefits can have a significant impact on a person’s recovery and their ability to take care of their family during that period. Do not allow a misunderstanding or lack of information to prevent you from getting the benefits you deserve. All employees should make it a point to learn as much about the workers’ compensation system as possible to ensure their rights are protected in the event they are find themselves injured as a result of a workplace accident.