Thinking of working a bit longer and delaying your retirement?. While postponing retirement can have its advantages — you can delay tapping your 401(k) nest egg and may even add to it while you're working — it also has its disadvantages. You can run into problems if you begin collecting Social Security checks or taking withdrawals from some tax-deferred retirement plans while you earn a paycheck. Delaying retirement can have some serious health care, Social Security and pension ramifications. Read full article which appeared in today's Daily News for more detailed information.