Applying for Social Security Disability Benefits sounds like a daunting task. Most people are under the impression that the application MUST be filled out at your local Social Security Office. This is completely false and in fact, the Social Security Administration has been working to improve their website so that individuals can apply from the comfort of their own home.
It’s important to remember that when completing the application right over the internet, it can take up to a few hours to finish. You want to make sure you answer each question by being as specific as possible. There are no “right” or “wrong” answers when filling out the application and make sure you state each and every reason why you are unable to work.
Recently, the Social Security Administration has rolled out some changes that will make the process a whole lot easier. Most of these changes pertain to sections about your medical condition and which doctors you are treating with so it’s important to have this information handy when completing the application. What used to be a very tedious process is now much faster so that you can focus on healing your ailments.
The beauty of filling out the application online, on your own time, is that you decide when to complete the application. You can stop and start as you wish so if you need to take a break, you can save your application and pick it up at a later time. If you decide to apply at your local office, you must complete the application in one sitting. This could take up to three hours, and sometimes even longer, depending on the complexity of your case.
Another benefit of completing the application online is that you know exactly what is being placed in the answer sections of the application. When applying in person, or over the phone, a Social Security representative is the one typing your answers into the application. This leaves plenty of room for error and when applying for disability benefits, there is no room for error.
In preparation for the online application, I strongly suggest you gather up your employment records, all of your treating doctors’ information, your medical records and anything else that might be relevant as to why you are unable to work. This will ensure a smooth online application process without the headache of going to your local Social Security office.