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How Healthcare Reform will Change Workers’ Compensation in NY

New York workers take note: the health care reform bill has been signed into law, and it will affect workers’ compensation claims costs.  According to those familiar with the bill, there will be direct and indirect impacts on workers’ comp costs.

 

More workers’ comp claims – or less?

 

Some theorize that fewer workers may file for workers’ compensation claims once they have non-work related health coverage per the new health care reform bill.  Right now, critics of the workers’ comp system say that some injured workers claim they were hurt on the job when they really weren’t because they don’t have health insurance and are trying to get medical coverage for non-work related issues.

 

A competing theory is that workers’ comp claims will go up for the same reason.  Workers without health insurance are less likely to file a workers’ comp claim because if they seek medical care that isn’t reimbursed they’re stuck with the costs.  However, once workers have healthcare under the reform they will be more willing to seek healthcare, because treatment would be covered whether their workers’ comp claim was approved or not.

 

New fees could make employers more likely to cheat the system

 

New fees for pharmaceutical and medical device manufacturers will be imposed, which will likely be passed on to workers’ compensation insurance policy holders – your employer.  And if your employer is being squeezed for more money to insure workers, there will be greater pressure to commit fraud.  This is not good news for New York workers, especially those in low paying, high risk jobs.

 

Healthy workers are safer workers?

 

Finally, wellness programs in the health care bill may lead to fewer workers comp claims, which would save the system money.  The theory is that if these wellness programs work, workers will be healthier and less likely to injure themselves on the job.

 

Get workers’ comp claim help NOW

 

 

Let our New York workers’ compensation attorneys help you

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Five Deadly Sins that Can Derail Your New York Workers Compensation Case

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Everything You Always Wanted To Know About Workers Compensation, But No One Ever Told You! A Quick Guide to Workers Compensation for NYC Department of Corrections Uniformed Employees

 

 

If you’ve been hurt on the job and don’t know where to turn, let us help.  Our skilled, aggressive, and determined New York workers’ comp attorneys know how to fight a good fight.  We have an impressive track record and pride ourselves in our dedication to injured men and women in New York.  Call us now and find out how we can make a difference in your case.

 

Markhoff & Mittman, P.C.

14 Mamaroneck Avenue

Suite 400

White Plains, NY 10601

 

Toll Free: 866-205-2415

Phone: (866) 205-2415

Fax: (914) 946-0810

 

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